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Your Trusted Partner in Real Estate Success

At Get House Ready, we are committed to empowering individuals on their journey to home ownership and financial stability. With our consumer-based advisory services, we provide personalized guidance tailored to your unique needs.

Get House Ready Consultations

Begin your journey with a personalized consultation. Our experts will assess your financial situation, understand your home ownership goals, and develop a customized plan to help you achieve them.

Get House Ready Home Loans

Navigate the home loan process with confidence. We assist in securing pre-approval for home loans, even if you have a low credit score. Our team works with various lenders to find the best rates and terms for your situation.

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State Licensing & Complaint Disclosure

Loan Officer: Joelle Terranova

NMLS ID: 2234635

Company: Barrett Financial LLC

Company NMLS ID: 181106

Company Address:
2701 East Insight Way, Suite 150, Chandler, AZ 85286

Licensed States:

•  Alabama  – Barrett Financial – NMLS 181106

•  Alaska – Barrett Financial – NMLS 181106

•  Arizona – Barrett Financial – NMLS 181106

•  Arkansas – Barrett Financial – NMLS 181106

•  California – Barrett Financial Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act

•  Colorado – Barrett Financial – NMLS 181106

•  Connecticut – Barrett Financial – NMLS 181106

•  Delaware – Joelle Terranova NMLS 2234635

•  Florida – Barrett Financial – NMLS 181106

•  Georgia – Barrett Financial – NMLS 181106

•  Hawaii – Barrett Financial – NMLS 181106

•  Idaho – Barrett Financial – NMLS 181106

•  Illinois – Barrett Financial – NMLS 181106

•  Indiana - Joelle Terranova NMLS 2234635

•  Iowa – Barrett Financial – NMLS 181106

•  Kansas – Barrett Financial – NMLS 181106

•  Kentucky - Joelle Terranova NMLS 2234635

•  Louisiana - Joelle Terranova NMLS 2234635

•  Maine - Joelle Terranova NMLS 2234635

•  Maryland – Barrett Financial – NMLS 181106

•  Massachusetts – Barrett Financial – NMLS 181106

•  Michigan – Barrett Financial – NMLS 181106

•  Minnesota – Barrett Financial – NMLS 181106

•  Mississippi - Joelle Terranova NMLS 2234635

•  Missouri – Barrett Financial – NMLS 181106

•  Montana – Barrett Financial – NMLS 181106

•  Nebraska – Barrett Financial – NMLS 181106

•  Nevada - – Barrett Financial – NMLS 181106

•  New Hampshire - – Barrett Financial – NMLS 181106

•  New Jersey - – Barrett Financial – NMLS 181106

•  New Mexico - – Barrett Financial – NMLS 181106

•  New York - All mortgage loans arranged with third-party providers.

•  North Carolina - – Barrett Financial – NMLS 181106

•  North Dakota - – Barrett Financial – NMLS 181106

•  Ohio - – Barrett Financial – NMLS 181106

•  Oklahoma - – Barrett Financial – NMLS 181106

•  Oregon - – Barrett Financial – NMLS 181106

•  Pennsylvania - Joelle Terranova NMLS 2234635

•  Rhode Island - – Barrett Financial – NMLS 181106

•  South Carolina - – Barrett Financial – NMLS 181106

•  South Dakota  – Barrett Financial – NMLS 181106

•  Tennessee - – Barrett Financial – NMLS 181106

•  Texas – Barrett Financial – NMLS 181106

•  Utah – Barrett Financial – NMLS 181106

•  Vermont – Barrett Financial – NMLS 181106

•  Virginia – Barrett Financial – NMLS 181106

•  Washington – Barrett Financial – NMLS 181106

•  West Virginia – Barrett Financial – NMLS 181106

•  Wisconsin - – Barrett Financial – NMLS 181106

•  Wyoming - – Barrett Financial – NMLS 181106

Consumer Complaint Contact Information

Texas Residents:

Consumers wishing to file a complaint may contact the Texas Department of Savings and Mortgage Lending at:
2601 North Lamar Blvd, Suite 201, Austin, TX 78705
Phone: 877-276-5550
Website: https://www.sml.texas.gov

Colorado Residents:

Complaints may be submitted to:
Colorado Division of Real Estate
1560 Broadway, Suite 925, Denver, CO 80202
Phone: 303-894-2166
Website: https://dre.colorado.gov

Important Notice

Mortgage licensing information can be verified through the Nationwide Mortgage Licensing System (NMLS) at https://www.nmlsconsumeraccess.org

Last updated: September 2025

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