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Our Services
VIP Package
Our VIP Packages offer personalized credit solutions with priority support, expedited dispute resolution, and tailored real estate advice, ensuring a smooth path to your mortgage goals.
Features & Benefits
Everything in the Gold Package PLUS
- On-demand call back
- Dispute serious negative items
- Student loans
- Repossession
- Bankruptcy
- Foreclosure (additional cost involved; $199/monthly until settled)
- Real Estate Buyer’s Consultation
Our Foreclosures benefits package is included with our VIP Membership. This is our most robust, comprehensive program for Get House Ready members.
Comprehensive Review
Upon the client receiving the lender’s information packet, our agents meticulously review and address each item through our in-house audit. This thorough approach can help in identifying any discrepancies that might be used to stall or stop the foreclosure process, potentially delaying and even stopping the foreclosure process.
Credit Improvement
During this period, our agents work on improving the client's credit profile, opening better financial options and loan terms for the future.
Grants Assistance
We explore grants that can help pay the money owed, changing the foreclosure status, and allowing for refinancing opportunities.
GHR Gold Package
Our Gold Package provides expert credit support and Real Estate Buyer Consultation to help you secure mortgage approval and navigate the home buying process.
Features & Benefits
Our Down Payment Assistance ensures that you have the financial resources you need to make your dream home a reality, reducing the stress of upfront costs.
Our Debt-to-Income Ratio Resolution helps ensures you’re in a strong position to secure a mortgage.
With our Credit Reporting Analysis, you’ll gain insights into your credit status, empowering you to make informed decisions that can lead to better loan terms.
Our Credit Score Improvement Planning helps you in increasing your chances of mortgage approval and favorable interest rates.
Enjoy the convenience of 24/7 Portal Access, allowing you to track your progress and access important documents anytime, anywhere.
With Email & Text Updates, you’ll always be in the loop about your home buying journey, ensuring you never miss important deadlines or information.
Our Chat Support feature means you can get answers to your questions in real-time, providing peace of mind and reducing any anxiety during the home buying process.
Monthly scheduled calls and updates to keep you informed and supported throughout your credit repair journey.
Assistance in addressing and resolving late payments on your credit report.
Help in managing and rectifying delinquent accounts.
Strategies to handle charge-offs effectively.
Support in dealing with accounts that have gone to collections.
Assistance in resolving issues related to identity theft.
Guidance on managing and reducing the impact of credit inquiries
Help in managing closed accounts on your credit report.
Support in addressing and resolving medical debt.
Assistance in managing the impact of evictions on your credit report.
GHR DIY LLC Setup Guide
Features & Benefits
Access more diverse financing options, which are often restricted by personal credit scores.
Separate business and personal assets to protect individual finances while leveraging the company's potential for investment
Forming an LLC can lead to significant tax benefits.
Gain greater credibility in the real estate market.
With step-by-step instructions, the guide empowers customers to navigate the complexities of LLC formation with ease. It positions clients for greater success in building their real estate portfolios while minimizing risk and maximizing opportunities.
Our DIY LLC Setup service is ideal for individuals looking to create an LLC as a means to apply for a mortgage loan when traditional methods have been unsuccessful. We explain the benefits of using an LLC for mortgage loan approval and provide the necessary resources and support to ensure a smooth and successful LLC formation.
Take control of your financial future with our DIY LLC Setup service.
Student Loan Services
Our Student Loan Services help clients overcome student loan obstacles, improving their chances of mortgage loan approval and achieving their dream of homeownership.
Features & Benefits
By consolidating your student loans, you can streamline your payments into one manageable monthly installment, making it easier to keep track of your finances and budget effectively.
Our default correction service helps you resolve any negative marks on your credit report, leading to a healthier credit score and better financial opportunities.
With our monthly payment reduction options, you can free up cash flow, allowing you to allocate funds toward other essential expenses, savings, or investments.
Navigating student loans can be overwhelming. Our support provides peace of mind, knowing you have a dedicated team assisting you along the way.
Reducing your debt-to-income ratio can open doors to new possibilities, such as qualifying for a mortgage or pursuing further education, ultimately giving you more control over your financial destiny.
Although Get House Ready has been successful with previous foreclosure clients, we do not guarantee any particular results. However, following the recommended steps throughout the process, our program aims to change the foreclosure status, enhance the client’s credit profile, and explore various solutions to potentially prevent permanent foreclosure.
Get House Ready Solutions / Monitoring And
Dispute Package Policy
Post-Completion Monitoring
and Disputes
- Continued Subscription: After successfully completing a GHR Solution Package, if the client maintains their monitoring subscription, Get House Ready will dispute any new erroneous items on the report at no extra charge.
- Lapsed Subscription: If the client’s subscription lapses but is reinstated within the allowable timeframe (typically 30 days), GHR will also dispute new negative items at no extra charge.
Official Cancellation and
Re-Sign-Up
- Re-Signup Required: If the client officially cancels their subscription and it has been longer than 30 days, requiring them to sign up again, GHR will charge for disputing negative items.
- Loyalty Package: For returning clients, we offer tailored support for various types of disputes. Minor disputes are addressed with our standard service, while more challenging disputes receive enhanced assistance. For foreclosures, a VIP Package is required with ongoing monthly support until resolution.
New Clients and Foreclosures
For those who have diligently maintained their monitoring for 6 months and are new to GHR packages, we’re excited to offer the Gold Package at a special rate. This comprehensive package covers all negative items, except for the Foreclosure Restructure Program, ensuring you receive top-notch support tailored to your needs.
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